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Showing posts from March, 2013

SENIOR CITIZENS MEDICLAIM POLICY

OPTIMA SENIOR Most of our parents & senior citizen’s are either not insured under mediclaim or health plan, also most of the insurance companies do not entertain mediclaim after age 55. As such in case of medical emergencies our senior citizen’s have no option but to eat into their lifetime saving’s. Apollo Munich Health Insurance Co Ltd offers a Health Plan Focussed Only for Our Senior’s. PLAN REVIEW ELIGLIBITY AGE: 61 years onwards no maximum age at entry. RENEWAL: Life Long Renewal irrespective of claim. CASHLESS: Offers Cashless facilities at network hospitals. COVERAGE: Rs. 500000(Rupees. Five Lakhs) NO LOADING: No loading in event of claim. SUM INSURED OPTIONS: 200000,300000,500000. PRE HOSPTIALIZATION EXPENSES: covered upto 30 days POST HOSPTIALIZATION EXPENSES: covered upto 60 days. POINTS TO BE NOTED. The Person will have to undergo pre medical screening for this policy. 15% co pay will apply in case of accommodation in twin sharing