Manoj Gehi View On General Insurance &amp Personal Finance.

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under the Respected Leadership of SHRI TAPAN SINGHEL BAJAJ ALLIANZ GENERAL INSURANCE CO LTD WINS. CLAIMS ASIA AWARD 2013 CONGRATS TEAM BAJAJ.

People with diabetes, who are considered a 'high-risk category' by health insurance providers and therefore often find it difficult to get a proper medical insurance cover, would now have options to choose from . Until recently, Diabetes Safe from Star Health Insurance was the only specialized comprehensive health plan available for people suffering from this ailment. Now, another stand alone health insurer, Apollo Munich Health Insurance (AMHI) is all set to the offer 65 million diabetic patients in India with another option called Energy--a specialized plan for individuals living with diabetes mellitus 2 and/or hypertension . The product  will initially be available in eight cities from December 16, before being rolled out nationally next year. "Energy is a comprehensive wellness plan that not only covers you in case of hospitalization but also provides a health eco-system to help manage your health better and also rewards them with special offers from health p

Attention Diabetics MUCH AWAITED HEALTH PLAN / MEDICLAIM FOR DIABETICS & HYPERTENSION IS HERE. This plan is valid for one's suffering with TYPE II DIABETES. i.e NON INSULIN DEPENDENT. Its A Health Cum Wellness Plan, Where you get a Health / Mediclaim (Hospitalization Cover) From Day One... With NO WAITING PERIOD For ailments related to DIABETES & HYPERTENSION. The Plan Has NO LOADING, NO SUB LIMITS. There is an Option of Co pay upto 20%. The wellness plan gives you an integrated health portal so as that you can monitor your health records at one place. It also facilitates you with a Health Coach which will interact with your goodselves. should you maintain your health. the plan rewards you with discounts on premium on renewal. for further details write to  planmyinsurance@gmail.com insurance is the subject matter of this solicitation.

Lowest Quote need not be the best. Most of us own car's from basic to high end. Once in a year the car  we renew our car insurance.  What We hunt for is the LOWEST PREMIUM QUOTE & Most of the time we do get the same. We pay the lowest premium & take the copy of the policy, sleep over it till the next year or till the damage happens. We never bother to go through the contents. One Such Scenario a Person, insured with his car with a particular agency got a call for renewal, as such the premium quoted by the agency was not acceptable to the person, he requested for the lowest premium quote , on still further bargaing got the lowest quote. The Policy was renewed. The document was kept in cold storage till the car met with an accident. The Claim was Settled for a Lesser Amount, The REASON being Some cover's were Stripped off, i.e Some Cover's were DELETED So as to bring down the Premium.  As A result the person had to bear the expenses from his own pocket w

 Fuel prices these days are more unstable and even more precious than gold’s. However, despite the sky-rocketing prices your cars definitely need their share of the liquid gold. The best way to get the optimum efficiency from the car is to maintain it well, both cosmetically and mechanically. We, here at CarWale, would like to give you some tips to help you in the noble cause. 1.  Check the engine oil regularly and change the engine oil, transmission oil, power steering oil etc. Good quality oil running in your engine keeps it going smooth thus reducing friction and minimising efficiency losses. 2.  Get your engine tuned at every service and get it retuned if you feel there is a drop in the efficiency. An out of tune engine can drink up about 50 per cent more fuel! 3.  The spark plugs tell you how your engine has been running. If the plugs are clean, your engine is running optimum. If they are black, you need to adjust the plug gap as the fuel is not burning properly. If it i

Health Insurance provides risk coverage against expenditure caused by any unforeseen medical emergencies. In today’s high medical inflation rates, failing to hold adequate amount of health insurance cover can often prove to be a major personal financial slip-up. It can either result in poor health care because of non-affordability or spiral an individual into financial distress due to high medical bills. Currently, majority of the salaried professionals are provided a health insurance cover by their respective organizations. However, they often fail to assess their health insurance requirements and realize the benefits of holding adequate health insurance. They also assume that the health insurance cover provided by their organization will be available even during the post retirement phase. There are two common mistake areas when it comes to buying life insurance and health insurance. One, people don’t act at the right time. Two, when they realize that they have done a mis

Here's how to claim health insurance from multiple insurers Narendra had to undergo an angioplasty surgery suddenly. His family was convinced that his old health insurance policy worth Rs 75000 bought 10 years ago would be sufficient to meet the expenses of surgery and hospitalization for 4 days. They were in for a rude shock when the bill came up to Rs 185,000. Health and hospitalization costs  have gone up during the recent years and a single health insurance policy bought years ago, often falls short. Having more than one health insurance is very common these days. One may be the one that your employer gives you and the other you might have bought as a personal cover. You may also have one policy to cover your parents and the other may be for your family. You bought these covers to be doubly sure. However, what do you do in case of a hospitalization? How do you claim? Will it be from both the insurers, what proportion etc are some of the doubts that arise in the minds of the

Mediclaim Policy 2012  M/s. The New India Assurance Co Ltd. M/s.The New India Assurance Co Ltd introduces New Mediclaim Policy 2012 with effect from 1 st August 2013. The entire existing Policy holder’s insured under Mediclaim Policy 2007 & those who wish to insure themselves with M/s. The New India Assurance Co Ltd will be governed by Mediclaim Policy 2012. Though the existing policy holder’s do have an option to remain under Mediclaim Policy 2007 the premium rates would be charged as per the premium schedule of Mediclaim Policy 2012. MORE ON THE MEDICLAIM POLICY 2012 IN BRIEF * Please note that the contents mentioned herein below are for information purpose only. For in depth terms & conditions effecting the policy holder’s kindly refer the policy schedule issued by the company or alternatively contact your advisor concerned. ·         This policy comes into effect from 1 st August 2013. ·         Policy can be bought between 18 to 65 years of age. ·         P