Manoj Gehi View On General Insurance &amp Personal Finance.

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People with diabetes, who are considered a 'high-risk category' by health insurance providers and therefore often find it difficult to get a proper medical insurance cover, would now have options to choose from . Until recently, Diabetes Safe from Star Health Insurance was the only specialized comprehensive health plan available for people suffering from this ailment. Now, another stand alone health insurer, Apollo Munich Health Insurance (AMHI) is all set to the offer 65 million diabetic patients in India with another option called Energy--a specialized plan for individuals living with diabetes mellitus 2 and/or hypertension . The product  will initially be available in eight cities from December 16, before being rolled out nationally next year. "Energy is a comprehensive wellness plan that not only covers you in case of hospitalization but also provides a health eco-system to help manage your health better and also rewards them with special offers from health p...

Attention Diabetics MUCH AWAITED HEALTH PLAN / MEDICLAIM FOR DIABETICS & HYPERTENSION IS HERE. This plan is valid for one's suffering with TYPE II DIABETES. i.e NON INSULIN DEPENDENT. Its A Health Cum Wellness Plan, Where you get a Health / Mediclaim (Hospitalization Cover) From Day One... With NO WAITING PERIOD For ailments related to DIABETES & HYPERTENSION. The Plan Has NO LOADING, NO SUB LIMITS. There is an Option of Co pay upto 20%. The wellness plan gives you an integrated health portal so as that you can monitor your health records at one place. It also facilitates you with a Health Coach which will interact with your goodselves. should you maintain your health. the plan rewards you with discounts on premium on renewal. for further details write to  planmyinsurance@gmail.com insurance is the subject matter of this solicitation.

Lowest Quote need not be the best. Most of us own car's from basic to high end. Once in a year the car  we renew our car insurance.  What We hunt for is the LOWEST PREMIUM QUOTE & Most of the time we do get the same. We pay the lowest premium & take the copy of the policy, sleep over it till the next year or till the damage happens. We never bother to go through the contents. One Such Scenario a Person, insured with his car with a particular agency got a call for renewal, as such the premium quoted by the agency was not acceptable to the person, he requested for the lowest premium quote , on still further bargaing got the lowest quote. The Policy was renewed. The document was kept in cold storage till the car met with an accident. The Claim was Settled for a Lesser Amount, The REASON being Some cover's were Stripped off, i.e Some Cover's were DELETED So as to bring down the Premium.  As A result the person had to bear the expenses from his own pocket...