Most of us have an existing Mediclaim / Health cover ... but due to inflationary trends we feel to increase the same. This could be done by either enhancing the existing mediclaim cover which would lead to increase in premium. The Other EASY ON YOUR POCKET ALTERNATIVE would be ... TOP UP YOUR EXISTING MEDICLAIM / HEALTH COVER. You may ask how ?????????????????? Now a Days many health insurance co's are offering you a Top Up Plan or better known as The High Deductible Plan, which is a cheaper alternative to your regular health plan / mediclaim. In this plan the Health Insurance Company Cover's your Hospitalization Expenses over and above your existing mediclaim / health cover. For Example :- You have a Mediclaim Policy of Sum Insured Rs. 3,00,000/- now you wish to enhance your coverage in regards to the same. So it is advisable to subscribe for A High Deductible Plan, where in Hospitalization expenses Over and Above Rs. 3,00,000 will be paid. That means the policy wi...
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