Manoj Gehi View On General Insurance &amp Personal Finance.

You Think Health Insurance Provided by Your Employer is enough???? Think Again. Nilesh was extremely happy. Apart from getting a hefty salary, his employer was also providing health insurance. So when his financial advisor suggested that he take health insurance for himself and his family, he refused to pay any heed to the advice. Unfortunately, a few months after, his father was rushed to the hospital due to a stroke. He then realized that the health insurance plan offered by his employer did not cover his parents. The treatment cost was huge and it had burnt a huge hole in his pocket. A corporate health insurance plan is meant to protect the employee from the burgeoning medical costs. In most organizations it is mandatory for employees to opt for this, and a certain amount of money is deducted from the salary towards this policy. The benefits of this policy can be availed when the employee or any of the covered family members are hospitalized. Although your employer pro...

OPTIMA SENIOR Most of our parents & senior citizen’s are either not insured under mediclaim or health plan, also most of the insurance companies do not entertain mediclaim after age 55. As such in case of medical emergencies our senior citizen’s have no option but to eat into their lifetime saving’s. Apollo Munich Health Insurance Co Ltd offers a Health Plan Focussed Only for Our Senior’s. PLAN REVIEW ELIGLIBITY AGE: 61 years onwards no maximum age at entry. RENEWAL: Life Long Renewal irrespective of claim. CASHLESS: Offers Cashless facilities at network hospitals. COVERAGE: Rs. 500000(Rupees. Five Lakhs) NO LOADING: No loading in event of claim. SUM INSURED OPTIONS: 200000,300000,500000. PRE HOSPTIALIZATION EXPENSES: covered upto 30 days POST HOSPTIALIZATION EXPENSES: covered upto 60 days. POINTS TO BE NOTED. The Person will have to undergo pre medical screening for this policy. 15% co pay will apply in case of accommodation in twin sharing ...