Manoj Gehi View On General Insurance &amp Personal Finance.

NEW INDIA ASSURANCE CO LIMITED LAUNCHES..... NEW FAMILY FLOATER MEDICLAIM POLICY HIGHLIGHTS OF THE POLICY: Available for Family , family includes proposer, spouse, children from 3 months to age 25 years, & proposer's parents provided financially dependent on the proposer. Sum Insured options from Rs. 2,00,000 to 8,00,000 coverage : 1% of sum insured towards room rent, & 2% of sum insured towards I C U room charges ( refer policy conditions) Built In New Born Baby Coverage :- A New Born Baby to an insured mother, who has 24 months of Continuous Coverage, is covered for any Illness or Injury from the date of birth till the expiry of the Policy, within the terms of the Policy, without any additional Premium. Any expenses incurred towards post natal care, pre-term or pre-mature care or any such expense incurred for delivery of the New Born Baby would not be covered. Congenital External Anomaly of the New Born Baby is also not covered under the policy...

HOSPITAL CASH PLAN In event of hospitalization this plan helps you cover up additional hospitalization expenses like attendant food & accommodation which are not covered under the standard Mediclaim /health plan. Under this plan you are paid Daily Cash Component for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 90/180 days per policy year, depending on the plan taken . The Benefit is DOUBLED in case of I C U admission for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 15 days per policy year. NO MEDICAL TEST NEEDED BENEFITS: - One can take this policy along with or over and above the existing mediclaim/health policy. The CONITION OF SUB LIMIT ON ROOM RENT DOESN’T APPLY. It is paid irrespective of the ROOM RENT PAID. Premium paid under this plan is eligible for 80 D benefit . ILLUSTRATION TYPE OF ADMISSION PER DAY ...