Manoj Gehi View On General Insurance &amp Personal Finance.

BAJAJ ALLIANZ GENERAL INSURANCE REVISES THEIR HEALTH POLICY A s stated earlier in my earlier post there are changes happening in the health insurance sector…. Keeping in tune with the same Bajaj Allianz has revised their Health insurance plan known as Health Guard. Kya Naya Hai you may ask ???? Major details given below are of the Gold Plan. Sum insured Options upto Rs. 50,00,000 Lakhs. Two Plans Silver & Gold Zone wise premiums A zone & B zone. Mumbai falls in A Zone. Silver Plan with sum insured below Rs. 150000  & Rs.200000 with sub limits,restrictions refer policy document. Gold Plan with Sum Insured from Rs.300000 to Rs. 50,00,000 Sum Insured  Sum insured Reinstatement Benefit for the same Illness. One of exclusive type in health insurance.(payable once for cancer* & kidney failure*) for details refer policy document. Pre Existing Diseases waiting period Reduced to 36 months instead of 48 months earlier Cataract Cover incr...

HEALTH CARE SUPREME THE LATEST IN THE OFFING IN HEALTH INSURANCE. Highlights:- ·         Sum Insured Options From Rs.5 Lakhs To Rs.50 Lakhs. ·         No Medicals for any sum insured for upto 45 years of Age. ·         No Sub Limits On Room Rent Or Any Other Expenses. ·         Waiting period for Hysterectomy, Cataract - covered after 1 yr ·         Pre Existing Diseases Covered after 24 Months *( refer policy terms & Conditions) ·         Pre Hospitalization Expenses Covered For 60 Days. ·         Post Hospitalization Expenses Covered For 90 Day from date of discharge. ·         Road Ambulance Covered upto limit of Sum Insured. ·         Air Amb...

The Top Up Plan or The High Deductible Plan What is a top up plan or a high deductible plan? this is a plan / policy which can be taken along with your existing mediclaim policy.  This policy comes into effect after a pre-determined deductible amount.  Now one would ask what does one mean by deductible? in common terms deductible means an amount of sum insured which you would share or pay or have as an existing insurance under the existing insurance plan. Why Take this Plan? Most of us are not adequately insured, so In the times of rising medical costs Extra Care Policy is  the perfect health protection for you and your family. It takes care of the medical treatment costs incurred during hospitalization due to  serious accident or illness. This policy can be taken as add on cover to  your existing hospitalization – medical expenses policy.  Features of this plan This plan can be taken on individual or family floater basis. Eligi...

under the Respected Leadership of SHRI TAPAN SINGHEL BAJAJ ALLIANZ GENERAL INSURANCE CO LTD WINS. CLAIMS ASIA AWARD 2013 CONGRATS TEAM BAJAJ.