Skip to main content

Car Insurance

We as car owner’s own different types of cars from small to big segment, we insure our car’s either through the dealer or our agent. We have never had the time to go through the car insurance policy is correctly done or not.
We only go through the policy when a claim arises by the time its too late.
This blog will help your good selves to know more on Car Insurance.
We all know that getting our Car Insured is mandatory according to Motor Vehicle Act.

The car policy is of two types one is package/comprehensive one is liability cover.The liability cover is mandatory according to the motor vehicle act.
Since most of our cars are of Mid or High Segment it is ideal to go in for a package cover.

One can get following additional cover’s at an additional premium.
¨      Extra Electrical & non electrical accessories.
¨      Cng or Lpg kit.
¨      Personal accident cover for unnamed persons
¨      Nil depreciation
¨      No claim bonus protection


Check the following in the  Policy Document for possibility of Error’s so that there is no dispute at the time of claims.
1.     Vehicle Number.
2.     Engine Number.
3.     Chassis Number.
4.     Model & Variant.
5.     No Claim Bonus.

Most of the companies now offer cashless settlement options at their listed company authorised workshop so settlement of claims has become faster, simpler & easier for the owners.

Procedure for claims :-
In case of a claim kindly file a police complaint, take the complaint number.
Take the car to the nearest authorised workshop, take an estimate of repair cost.
Call the toll free number of the insurance company lodge the claim.

TO KNOW MORE WRITE IN 
planmyinsurance@gmail.com

Labels:

Comments

Post a Comment

Popular posts from this blog

New Revised Health Guard Plan From M/s. Bajaj Allianz General Insurance Co Ltd.

BAJAJ ALLIANZ GENERAL INSURANCE REVISES THEIR HEALTH POLICY A s stated earlier in my earlier post there are changes happening in the health insurance sector…. Keeping in tune with the same Bajaj Allianz has revised their Health insurance plan known as Health Guard. Kya Naya Hai you may ask ???? Major details given below are of the Gold Plan. Sum insured Options upto Rs. 50,00,000 Lakhs. Two Plans Silver & Gold Zone wise premiums A zone & B zone. Mumbai falls in A Zone. Silver Plan with sum insured below Rs. 150000  & Rs.200000 with sub limits,restrictions refer policy document. Gold Plan with Sum Insured from Rs.300000 to Rs. 50,00,000 Sum Insured  Sum insured Reinstatement Benefit for the same Illness. One of exclusive type in health insurance.(payable once for cancer* & kidney failure*) for details refer policy document. Pre Existing Diseases waiting period Reduced to 36 months instead of 48 months earlier Cataract Cover incr...
Post a Comment
Read more
A New Start in The New Year !!!!!!!!!!! Starting this year you will be able to find reviews on various Health insurance policies available. As such will help you decide on the one you will wish to have. It may be noted and informed that THE REVIEWS GIVEN BELOW ARE BASED ON PURELY PERSONAL OBSERVATIONS & DOESNOT INTEND ANY PROMOTION OR SALE OF ANY POLICY OR PRODUCT OF ANY INSURANCE CO. REVIEW ON APOLLO MUNICH HEALTH INSURANCE EXCLUSIVE POLICY ON DENGUE This policy is an exclusive product Covering Only DENGUE  introduced by Apollo Munich Health Insurance Company Limited. More on this policy..... The policy is available in two sum insured’s one is Rs.50000 and other is Rs.100000/- This policy covers in patient hospitalization due to dengue only for admissions more than 24 hours. This plan can be bought by age between 18 to 65 years. It is available only on individual basis not floater basis. if parents are getting covered they can get their ch...
Post a Comment
Read more

Insurance For Diabetics

People with diabetes, who are considered a 'high-risk category' by health insurance providers and therefore often find it difficult to get a proper medical insurance cover, would now have options to choose from . Until recently, Diabetes Safe from Star Health Insurance was the only specialized comprehensive health plan available for people suffering from this ailment. Now, another stand alone health insurer, Apollo Munich Health Insurance (AMHI) is all set to the offer 65 million diabetic patients in India with another option called Energy--a specialized plan for individuals living with diabetes mellitus 2 and/or hypertension . The product  will initially be available in eight cities from December 16, before being rolled out nationally next year. "Energy is a comprehensive wellness plan that not only covers you in case of hospitalization but also provides a health eco-system to help manage your health better and also rewards them with special offers from health p...
Post a Comment
Read more