Skip to main content

Car Insurance

We as car owner’s own different types of cars from small to big segment, we insure our car’s either through the dealer or our agent. We have never had the time to go through the car insurance policy is correctly done or not.
We only go through the policy when a claim arises by the time its too late.
This blog will help your good selves to know more on Car Insurance.
We all know that getting our Car Insured is mandatory according to Motor Vehicle Act.

The car policy is of two types one is package/comprehensive one is liability cover.The liability cover is mandatory according to the motor vehicle act.
Since most of our cars are of Mid or High Segment it is ideal to go in for a package cover.

One can get following additional cover’s at an additional premium.
¨      Extra Electrical & non electrical accessories.
¨      Cng or Lpg kit.
¨      Personal accident cover for unnamed persons
¨      Nil depreciation
¨      No claim bonus protection


Check the following in the  Policy Document for possibility of Error’s so that there is no dispute at the time of claims.
1.     Vehicle Number.
2.     Engine Number.
3.     Chassis Number.
4.     Model & Variant.
5.     No Claim Bonus.

Most of the companies now offer cashless settlement options at their listed company authorised workshop so settlement of claims has become faster, simpler & easier for the owners.

Procedure for claims :-
In case of a claim kindly file a police complaint, take the complaint number.
Take the car to the nearest authorised workshop, take an estimate of repair cost.
Call the toll free number of the insurance company lodge the claim.

TO KNOW MORE WRITE IN 
planmyinsurance@gmail.com

Labels:

Comments

Post a Comment

Popular posts from this blog

ACTIVE ASSURE DIAMOND

ANOTHER HEALTH INSURANCE PLAN IN THE OFFERING FROM ADITYA BIRLA HEALTH INSURANCE COMPANY LIMITED. ACTIVE ASSURE DIAMOND CONTINUING THEIR MOTTO OF WELLNESS AND GOOD HEALTH carrying over their Uniqueness of motivating their policy holders to get active & maintain good health, thereby earning Health rewards Through Health Returns of Up to 30% of Premium*for being healthy & maintaining good health. Apart from the no claim bonus /discount in event of no claim during the policy period as given by most of the health insurance policies available. ************************** FEATURES ***************************** Wide Range of Sum Insured : from Two Lakh to Two Crore.  Room Choice :- Single Private A/C room for a Sum Insured of Rs. 5 Lakhs & above, for Sum Insured Rs.15 Lakhs & above an upgrade to next category if the single private ac room isn’t available. Reload : - Offers Reload of Sum Insured of 150% . Pre Hospitalization expenses : - 30 day...
Post a Comment
Read more
  Standardization of Health Insurance . Applicable From 1st Oct 20 , all the health insurance / mediclaim policies across the country were to have standardized policy wordings , exclusions & waiting periods. What does it mean for the policy holder & what were the changes being made? Let’s see….. What standardization means? It means to have uniformity in the health insurance policy contract across all providers. All the new conditions will be applicable to new policy holders & for existing policy holders were to come into effect on their immediate renewal. The Changes being bought into …. Key Inclusions Modern Treatment Method covered with certain sub-limits, Some of the indicative modern treatment methods are: 1) i. Uterine Artery Embolization and HIFU 2) ii. Balloon Sinuplasty 3) iii. Deep Brain stimulation 4) iv. Robotic surgeries 5) v. Oral Chemotherapy An indicative list of some listed Conditions which will now be covered in Health Policies- i. Mental Illness...
Post a Comment
Read more
As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da...
Post a Comment
Read more