Skip to main content

EXCLUSIVE PLAN FOR DIABETICS

A PLAN EXCLUSIVELY FOR THOSE WITH TYPE 2 DIABETES & HYPERTENSION.

This policy is exclusively designed for those individuals with Type 2 Diabetes Mellitus, Impaired Fasting Glucose (IFG), Impaired Glucose Tolerance (IGT) and/or Hypertension. It is a unique plan that offers Day 1 coverage for all hospitalization arising out of Diabetes and Hypertension (with no waiting period).

This policy also offers Wellness management program for individuals the plan is a combined package providing coverage for Inpatient hospitalization expenses along with wellness program & health rewards that help you monitor your health. The plan offers coverage on individual sum insured basis.
The plan has 2 Variants Gold (cost of wellness test included) & Silver ( Cost of wellness test excluded), both available with/ without co-payment option of 20%.

Plan Benefits
Comprehensive health coverage
·      Day 1 coverage for all hospitalisation arising out of Diabetes and Hypertension (with no waiting period)
·      Inpatient hospitalization coverage with no sublimits, including coverage for pre and post hospitalization.
·      Sum insured options ranging from 2 lacs to 10 lacs.


Health management with a health reward program
·      An optional diagnostic monitoring program which includes a doctor consultation, to monitor and manage your health.
·      Wellness incentives are offered on good health management through premium discounts and additional coverage for any health expenses


Support through a Health Eco-System
·      A personalised health coach to help guide you throughout your journey towards a healthy & active lifestyle and also support you with personalized diet and fitness plans.
·      An access to a wellness portal that conducts an HRA, tracks your medical values, stores medical records, provides offers for health service and products.
·      Access to a centralized helpline to answer any queries you may have.

Exclusions
·      Any pre-existing condition will be covered after a waiting period of 3 years. Any condition or illness, complication or ailment arising out of or connected to the condition of Type 2 Diabetes Mellitus or Impaired Fasting Glucose (IFG) or Impaired Glucose Tolerance (IGT) or Hypertension is not a part of this waiting period.
·      2 years waiting period for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc.
·      Expenses arising from HIV or AIDS and related diseases.
·      Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments.
·      Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol.
·      Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind.
·      Pregnancy, dental treatment, external aids and appliances unless covered under the Plan.
·      Items of personal comfort and convenience.
·      Experimental, investigative, and unproven treatment devices and pharmacological regimens.
Please refer to the Policy Wording for the complete list of exclusions.



Comments

Post a Comment

Popular posts from this blog

ACTIVE ASSURE DIAMOND

ANOTHER HEALTH INSURANCE PLAN IN THE OFFERING FROM ADITYA BIRLA HEALTH INSURANCE COMPANY LIMITED. ACTIVE ASSURE DIAMOND CONTINUING THEIR MOTTO OF WELLNESS AND GOOD HEALTH carrying over their Uniqueness of motivating their policy holders to get active & maintain good health, thereby earning Health rewards Through Health Returns of Up to 30% of Premium*for being healthy & maintaining good health. Apart from the no claim bonus /discount in event of no claim during the policy period as given by most of the health insurance policies available. ************************** FEATURES ***************************** Wide Range of Sum Insured : from Two Lakh to Two Crore.  Room Choice :- Single Private A/C room for a Sum Insured of Rs. 5 Lakhs & above, for Sum Insured Rs.15 Lakhs & above an upgrade to next category if the single private ac room isn’t available. Reload : - Offers Reload of Sum Insured of 150% . Pre Hospitalization expenses : - 30 day...
Post a Comment
Read more
  Standardization of Health Insurance . Applicable From 1st Oct 20 , all the health insurance / mediclaim policies across the country were to have standardized policy wordings , exclusions & waiting periods. What does it mean for the policy holder & what were the changes being made? Let’s see….. What standardization means? It means to have uniformity in the health insurance policy contract across all providers. All the new conditions will be applicable to new policy holders & for existing policy holders were to come into effect on their immediate renewal. The Changes being bought into …. Key Inclusions Modern Treatment Method covered with certain sub-limits, Some of the indicative modern treatment methods are: 1) i. Uterine Artery Embolization and HIFU 2) ii. Balloon Sinuplasty 3) iii. Deep Brain stimulation 4) iv. Robotic surgeries 5) v. Oral Chemotherapy An indicative list of some listed Conditions which will now be covered in Health Policies- i. Mental Illness...
Post a Comment
Read more
As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da...
Post a Comment
Read more