Skip to main content

New Revised Health Guard Plan From M/s. Bajaj Allianz General Insurance Co Ltd.





BAJAJ ALLIANZ GENERAL INSURANCE REVISES THEIR HEALTH POLICY

As stated earlier in my earlier post there are changes happening in the health insurance sector…. Keeping in tune with the same Bajaj Allianz has revised their Health insurance plan known as Health Guard.

Kya Naya Hai you may ask ????

Major details given below are of the Gold Plan.

  1. Sum insured Options upto Rs. 50,00,000 Lakhs.
  2. Two Plans Silver & Gold Zone wise premiums A zone & B zone. Mumbai falls in A Zone.
  3. Silver Plan with sum insured below Rs. 150000  & Rs.200000 with sub limits,restrictions refer policy document.
  4. Gold Plan with Sum Insured from Rs.300000 to Rs. 50,00,000 Sum Insured
  5.  Sum insured Reinstatement Benefit for the same Illness. One of exclusive type in health insurance.(payable once for cancer* & kidney failure*) for details refer policy document.
  6. Pre Existing Diseases waiting period Reduced to 36 months instead of 48 months earlier
  7. Cataract Cover increase to up to Rs.100,000 or 20% of sum insured in gold plan.
  8. No static list of day care procedure again an advantage staying in tune with times , as now a days due to advanced medical treatment the stay in the hospitals have shortened hence day care treatment.
  9. Organ donor expenses up to sum insured
  10. Convalescence benefit, if an insured is hospitalized for more than ten  days at a stretch then Rs.5000 for sum insured Rs. 500000 & Rs 7500 for sum insured Rs.750000 or more.
  11. Daily cash benefit for accompanying child amount of Rs.500 if the child is less than 12 years of age.
  12. Bariatric Surgery Cover 10 % of the sum insured max Rs. 500000 under gold plan.
  13. Family Discount of 15 % if more than 3 persons in gold plan and 10% if two persons. Family discount available only in individual plan.
  14. Long term discount of 4% for two year policy & 8% discount on 3 year policy.
  15. No co-pay under gold plan.
  16. Road Ambulance Charges up to Rs. 20000 in Gold Plan
  17. Maternity Cover & New Born Baby expenses also covered refer the policy document as different amounts under different plans.

It is in your best interest to read the list of exclusions and non payable items mentioned in the document before subscribin.this post is for sharing of information only.
Labels:

Comments

Post a Comment

Popular posts from this blog

HOSPITAL CASH POLICY

HOSPITAL CASH PLAN In event of hospitalization this plan helps you cover up additional hospitalization expenses like attendant food & accommodation which are not covered under the standard Mediclaim /health plan. Under this plan you are paid Daily Cash Component for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 90/180 days per policy year, depending on the plan taken . The Benefit is DOUBLED in case of I C U admission for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 15 days per policy year. NO MEDICAL TEST NEEDED BENEFITS: - One can take this policy along with or over and above the existing mediclaim/health policy. The CONITION OF SUB LIMIT ON ROOM RENT DOESN’T APPLY. It is paid irrespective of the ROOM RENT PAID. Premium paid under this plan is eligible for 80 D benefit . ILLUSTRATION TYPE OF ADMISSION PER DAY ...
Post a Comment
Read more
As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da...
Post a Comment
Read more