Most of us have an existing Mediclaim / Health cover... but due to inflationary trends we feel to increase the same. This could be done by either enhancing the existing mediclaim cover which would lead to increase in premium.
The Other EASY ON YOUR POCKET ALTERNATIVE would be ... TOP UP YOUR EXISTING MEDICLAIM / HEALTH COVER.
The Other EASY ON YOUR POCKET ALTERNATIVE would be ... TOP UP YOUR EXISTING MEDICLAIM / HEALTH COVER.
You may ask how ??????????????????
Now a Days many health insurance co's are offering you a Top Up Plan or better known as The High Deductible Plan, which is a cheaper alternative to your regular health plan / mediclaim.
In this plan the Health Insurance Company Cover's your Hospitalization Expenses over and above your existing mediclaim / health cover.
For Example :- You have a Mediclaim Policy of Sum Insured Rs. 3,00,000/- now you wish to enhance your coverage in regards to the same. So it is advisable to subscribe for A High Deductible Plan, where in Hospitalization expenses Over and Above Rs. 3,00,000 will be paid. That means the policy will be trigger on expenses above Rs. 3,00,000.
There are many options available in the market wherein deductible starts from Rs.1,00,000 to Rs. 5,00,000 the higher the deductible the lesser the premium.
Taking this plan Helps You Enhance Your Coverage & Is VERY COST EFFECTIVE.
should you need to know more on this write in to me at planmyinsurance@gmail.com.
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