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OPTIMA RESTORE THE UNBELIEVABLE PLAN


OPTIMA RESTORE.
A Unique & Unbelievable Innovation in Medical Insurance bought to you by M/s. Apollo Munich Health Insurance.  A must have for all those who desire medical insurance in their portfolio. This Plan Offer’s Maximum Financial Protection to one’s family in the hour of Health Crisis.
WHY THIS PLAN IS A MUST HAVE IN ONE’S PORTFOLIO!!
?    LIFE LONG RENEWAL: Renew your coverage life long.
?    NO SUB LIMITS ON ROOM RENT: There are no sub limits or room rent capping under this plan.
?    NO CLAIM BASED LOADING: There is no loading on RENEWAL PREMIUM in case of claim.
?    50% CUMULATIVE BONUS (NO EXTRA CHARGE): In Event of CLAIM FREE YEAR OF POLICY THE NEXT YEAR THE SUM INSURED IS ENHANCED BY 50 % , FURTHER IN THE SUBSEQUENT YEAR AGAIN IF THERE IS NO CLAIM THE SUM INSURED IS ENHANCED BY ANOTHER 50%. THEREBY GIVING EXTRA PROTECTION TO THE FAMILY.WITH PREMIUM BEING CHARGED ON THE BASIC SUM INSURED ONLY. ( ILLUSTRATION :- Basic Sum Insured Rs. 5,00,000 in the next year in case of no claim it becomes Rs.7,50,000, further in the year after again if there is no claim the Sum Insured is Enhanced to Rs. 10,00,000 )
?    RESTORE BENEFIT AT NO EXTRA CHARGE: This plan automatically RESTORES THE BASIC SUM INSURED in case you exhaust the sum insured in event of an hospitalization. (ILLUSTRATION : If you have a Rs. 500,000 Cover & suppose you exhaust that amount the restore benefit will be trigged in case of hospitalization for another illness or treatment.
?    Cashless: Offering Maximum Number of Hospitals.
?     Pre & Post Hospitalization Expenses: Pre Hospitalization expenses cover for 60 Days, & Post Hospitalization Expenses covered for 180 days.
?     PORTABILITY : It offers portability options, so if you are insured with another insurance company & wish to port / transfer your existing policy you can transfer / port with all your accrued benefits after due allowances for waiting periods & enjoy all the unbelievable benefits of OPTIMA RESTORE.
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