OPTIMA RESTORE.
A Unique & Unbelievable
Innovation in Medical Insurance bought to you by M/s. Apollo Munich Health
Insurance. A must have for all those who
desire medical insurance in their portfolio. This Plan Offer’s Maximum
Financial Protection to one’s family in the hour of Health Crisis.
WHY THIS PLAN IS A MUST HAVE IN
ONE’S PORTFOLIO!!
? LIFE LONG RENEWAL: Renew your
coverage life long.
? NO SUB LIMITS ON ROOM RENT: There are
no sub limits or room rent capping under this plan.
? NO CLAIM BASED LOADING: There is no
loading on RENEWAL PREMIUM in case of claim.
? 50% CUMULATIVE BONUS (NO EXTRA CHARGE):
In
Event of CLAIM FREE YEAR OF POLICY THE NEXT YEAR THE SUM INSURED IS ENHANCED BY
50 % , FURTHER IN THE SUBSEQUENT YEAR AGAIN IF THERE IS NO CLAIM THE SUM
INSURED IS ENHANCED BY ANOTHER 50%. THEREBY GIVING EXTRA PROTECTION TO THE
FAMILY.WITH PREMIUM BEING CHARGED ON THE BASIC SUM INSURED ONLY. ( ILLUSTRATION
:- Basic Sum Insured Rs. 5,00,000 in the next year in case of no claim it
becomes Rs.7,50,000, further in the year after again if there is no claim the
Sum Insured is Enhanced to Rs. 10,00,000 )
? RESTORE BENEFIT AT NO EXTRA CHARGE:
This plan automatically RESTORES THE BASIC SUM INSURED in case you
exhaust the sum insured in event of an hospitalization. (ILLUSTRATION : If you
have a Rs. 500,000 Cover & suppose you exhaust that amount the restore
benefit will be trigged in case of hospitalization for another illness or
treatment.
? Cashless: Offering
Maximum Number of Hospitals.
?
Pre & Post Hospitalization Expenses:
Pre
Hospitalization expenses cover for 60 Days, & Post Hospitalization Expenses
covered for 180 days.
?
PORTABILITY : It offers
portability options, so if you are insured with another insurance company &
wish to port / transfer your existing policy you can transfer / port with all
your accrued benefits after due allowances for waiting periods & enjoy all
the unbelievable benefits of OPTIMA RESTORE.
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