Skip to main content

OPTIMA RESTORE THE UNBELIEVABLE PLAN


OPTIMA RESTORE.
A Unique & Unbelievable Innovation in Medical Insurance bought to you by M/s. Apollo Munich Health Insurance.  A must have for all those who desire medical insurance in their portfolio. This Plan Offer’s Maximum Financial Protection to one’s family in the hour of Health Crisis.
WHY THIS PLAN IS A MUST HAVE IN ONE’S PORTFOLIO!!
?    LIFE LONG RENEWAL: Renew your coverage life long.
?    NO SUB LIMITS ON ROOM RENT: There are no sub limits or room rent capping under this plan.
?    NO CLAIM BASED LOADING: There is no loading on RENEWAL PREMIUM in case of claim.
?    50% CUMULATIVE BONUS (NO EXTRA CHARGE): In Event of CLAIM FREE YEAR OF POLICY THE NEXT YEAR THE SUM INSURED IS ENHANCED BY 50 % , FURTHER IN THE SUBSEQUENT YEAR AGAIN IF THERE IS NO CLAIM THE SUM INSURED IS ENHANCED BY ANOTHER 50%. THEREBY GIVING EXTRA PROTECTION TO THE FAMILY.WITH PREMIUM BEING CHARGED ON THE BASIC SUM INSURED ONLY. ( ILLUSTRATION :- Basic Sum Insured Rs. 5,00,000 in the next year in case of no claim it becomes Rs.7,50,000, further in the year after again if there is no claim the Sum Insured is Enhanced to Rs. 10,00,000 )
?    RESTORE BENEFIT AT NO EXTRA CHARGE: This plan automatically RESTORES THE BASIC SUM INSURED in case you exhaust the sum insured in event of an hospitalization. (ILLUSTRATION : If you have a Rs. 500,000 Cover & suppose you exhaust that amount the restore benefit will be trigged in case of hospitalization for another illness or treatment.
?    Cashless: Offering Maximum Number of Hospitals.
?     Pre & Post Hospitalization Expenses: Pre Hospitalization expenses cover for 60 Days, & Post Hospitalization Expenses covered for 180 days.
?     PORTABILITY : It offers portability options, so if you are insured with another insurance company & wish to port / transfer your existing policy you can transfer / port with all your accrued benefits after due allowances for waiting periods & enjoy all the unbelievable benefits of OPTIMA RESTORE.
TO KNOW MORE WRITE IN 

Comments

Popular posts from this blog

As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da...

ACTIVE ASSURE DIAMOND

ANOTHER HEALTH INSURANCE PLAN IN THE OFFERING FROM ADITYA BIRLA HEALTH INSURANCE COMPANY LIMITED. ACTIVE ASSURE DIAMOND CONTINUING THEIR MOTTO OF WELLNESS AND GOOD HEALTH carrying over their Uniqueness of motivating their policy holders to get active & maintain good health, thereby earning Health rewards Through Health Returns of Up to 30% of Premium*for being healthy & maintaining good health. Apart from the no claim bonus /discount in event of no claim during the policy period as given by most of the health insurance policies available. ************************** FEATURES ***************************** Wide Range of Sum Insured : from Two Lakh to Two Crore.  Room Choice :- Single Private A/C room for a Sum Insured of Rs. 5 Lakhs & above, for Sum Insured Rs.15 Lakhs & above an upgrade to next category if the single private ac room isn’t available. Reload : - Offers Reload of Sum Insured of 150% . Pre Hospitalization expenses : - 30 day...
  Standardization of Health Insurance . Applicable From 1st Oct 20 , all the health insurance / mediclaim policies across the country were to have standardized policy wordings , exclusions & waiting periods. What does it mean for the policy holder & what were the changes being made? Let’s see….. What standardization means? It means to have uniformity in the health insurance policy contract across all providers. All the new conditions will be applicable to new policy holders & for existing policy holders were to come into effect on their immediate renewal. The Changes being bought into …. Key Inclusions Modern Treatment Method covered with certain sub-limits, Some of the indicative modern treatment methods are: 1) i. Uterine Artery Embolization and HIFU 2) ii. Balloon Sinuplasty 3) iii. Deep Brain stimulation 4) iv. Robotic surgeries 5) v. Oral Chemotherapy An indicative list of some listed Conditions which will now be covered in Health Policies- i. Mental Illness...