Skip to main content

ACTIV ENHANCED PLATINUM HEALTH POLICY BY ADITYA BIRLA HEALTH INSURANCE


As there are many health insurance options available for families & individuals FOCUS ON GOOD HEALTH IS EQUALLY IMPORTANT AS EARNING WEALTH is the new mantra adopted by  
“ADITYA BIRLA HEALTH INSURANCE”
Aditya Birla health insurance is a new venture from the stable of Aditya Birla group of companies along with MMI holdings.
What is new? What is different than other health policies?
The difference, though being a health insurance company involved in providing health insurance its main focus is on being active ,maintaining good health, being fit, so that the need to use health insurance never arises or seldom arises, should it arise they are protecting you through health insurance policy.
They believe in motivating their policy holders to get active & maintain good health, this is one of the unique features of their policies, as most of the health insurance policies available give no claim bonus or no claim discount in event of no claim during the policy period here one gets Health rewards for being healthy & maintaining good health over & above the no claim bonus. Well this is just one feature let’s read ahead to know more on their health plans…………

 Their 1st Plan Activ Enhanced Platinum

Offering Health rewards for maintaining good health up to 30%* of premium
should you maintain good health & being active for example walking,going to the gym thereby  giving a healthy heart score as per norms specified you could get a discount of upto 30% of your premium.(Kindly refer policy T & C).



 Offers Chronic Management Program for the following ailments:
Asthma, Blood Pressure, cholesterol, Diabetes, offers coverage under chronic management program from day 1 and in patient coverage from 91st day subject to policy terms and conditions.

Benefit of Room Choice :- 
Any Room, Single Private Room, Shared Room Accommodation it helps you save your money depending on the room category opted for during hospitalization for details (kindly refer the policy document) 

Pre Hospitalization expenses: 60 days.

Post Hospitalization expenses : 180 days.

Day care treatments: 527 procedures.

Cumulative Bonus: 20% per annum on the sum insured in case of no claim. Maximum up to 100 %.

Reload: Offers Reload of Sum Insured of 100% .

Whats our view on this plan/policy ?

Aditya Birla is a brand in itself, though being a new entrant in providing health insurance, it is motivating its policy holders by providing discounts on being healthy which in itself a very good move

Secondly in this plan the no claim bonus is 20% which is higher than regular plans further it doesn’t tend to go zero in case of claim.

Thirdly this plans Covers Chronic Ailments like Asthma, Blood Pressure, Cholesterol, and Diabetes which in itself is a feather in the cap. Offering chronic management program from 1 day and inpatient hospitalization from 91st day.

This policy is overall good, but it is a must to read the terms and conditions of the policy before subscriptions.

TO KNOW MORE KINDLY WRITE IN AT 

planmyinsurance@gmail.com


Comments

Post a Comment

Popular posts from this blog

HEALTH PLAN FOR DIABETICS

Attention Diabetics MUCH AWAITED HEALTH PLAN / MEDICLAIM FOR DIABETICS & HYPERTENSION IS HERE. This plan is valid for one's suffering with TYPE II DIABETES. i.e NON INSULIN DEPENDENT. Its A Health Cum Wellness Plan, Where you get a Health / Mediclaim (Hospitalization Cover) From Day One... With NO WAITING PERIOD For ailments related to DIABETES & HYPERTENSION. The Plan Has NO LOADING, NO SUB LIMITS. There is an Option of Co pay upto 20%. The wellness plan gives you an integrated health portal so as that you can monitor your health records at one place. It also facilitates you with a Health Coach which will interact with your goodselves. should you maintain your health. the plan rewards you with discounts on premium on renewal. for further details write to  planmyinsurance@gmail.com insurance is the subject matter of this solicitation.
Post a Comment
Read more

HEALTH CARE SUPREME

HEALTH CARE SUPREME THE LATEST IN THE OFFING IN HEALTH INSURANCE. Highlights:- ·         Sum Insured Options From Rs.5 Lakhs To Rs.50 Lakhs. ·         No Medicals for any sum insured for upto 45 years of Age. ·         No Sub Limits On Room Rent Or Any Other Expenses. ·         Waiting period for Hysterectomy, Cataract - covered after 1 yr ·         Pre Existing Diseases Covered after 24 Months *( refer policy terms & Conditions) ·         Pre Hospitalization Expenses Covered For 60 Days. ·         Post Hospitalization Expenses Covered For 90 Day from date of discharge. ·         Road Ambulance Covered upto limit of Sum Insured. ·         Air Amb...
Post a Comment
Read more

HOSPITAL CASH POLICY

HOSPITAL CASH PLAN In event of hospitalization this plan helps you cover up additional hospitalization expenses like attendant food & accommodation which are not covered under the standard Mediclaim /health plan. Under this plan you are paid Daily Cash Component for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 90/180 days per policy year, depending on the plan taken . The Benefit is DOUBLED in case of I C U admission for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 15 days per policy year. NO MEDICAL TEST NEEDED BENEFITS: - One can take this policy along with or over and above the existing mediclaim/health policy. The CONITION OF SUB LIMIT ON ROOM RENT DOESN’T APPLY. It is paid irrespective of the ROOM RENT PAID. Premium paid under this plan is eligible for 80 D benefit . ILLUSTRATION TYPE OF ADMISSION PER DAY ...
Post a Comment
Read more