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ACTIV ENHANCED PLATINUM HEALTH POLICY BY ADITYA BIRLA HEALTH INSURANCE


As there are many health insurance options available for families & individuals FOCUS ON GOOD HEALTH IS EQUALLY IMPORTANT AS EARNING WEALTH is the new mantra adopted by  
“ADITYA BIRLA HEALTH INSURANCE”
Aditya Birla health insurance is a new venture from the stable of Aditya Birla group of companies along with MMI holdings.
What is new? What is different than other health policies?
The difference, though being a health insurance company involved in providing health insurance its main focus is on being active ,maintaining good health, being fit, so that the need to use health insurance never arises or seldom arises, should it arise they are protecting you through health insurance policy.
They believe in motivating their policy holders to get active & maintain good health, this is one of the unique features of their policies, as most of the health insurance policies available give no claim bonus or no claim discount in event of no claim during the policy period here one gets Health rewards for being healthy & maintaining good health over & above the no claim bonus. Well this is just one feature let’s read ahead to know more on their health plans…………

 Their 1st Plan Activ Enhanced Platinum

Offering Health rewards for maintaining good health up to 30%* of premium
should you maintain good health & being active for example walking,going to the gym thereby  giving a healthy heart score as per norms specified you could get a discount of upto 30% of your premium.(Kindly refer policy T & C).



 Offers Chronic Management Program for the following ailments:
Asthma, Blood Pressure, cholesterol, Diabetes, offers coverage under chronic management program from day 1 and in patient coverage from 91st day subject to policy terms and conditions.

Benefit of Room Choice :- 
Any Room, Single Private Room, Shared Room Accommodation it helps you save your money depending on the room category opted for during hospitalization for details (kindly refer the policy document) 

Pre Hospitalization expenses: 60 days.

Post Hospitalization expenses : 180 days.

Day care treatments: 527 procedures.

Cumulative Bonus: 20% per annum on the sum insured in case of no claim. Maximum up to 100 %.

Reload: Offers Reload of Sum Insured of 100% .

Whats our view on this plan/policy ?

Aditya Birla is a brand in itself, though being a new entrant in providing health insurance, it is motivating its policy holders by providing discounts on being healthy which in itself a very good move

Secondly in this plan the no claim bonus is 20% which is higher than regular plans further it doesn’t tend to go zero in case of claim.

Thirdly this plans Covers Chronic Ailments like Asthma, Blood Pressure, Cholesterol, and Diabetes which in itself is a feather in the cap. Offering chronic management program from 1 day and inpatient hospitalization from 91st day.

This policy is overall good, but it is a must to read the terms and conditions of the policy before subscriptions.

TO KNOW MORE KINDLY WRITE IN AT 

planmyinsurance@gmail.com


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