As there are many health insurance options
available for families & individuals FOCUS ON
GOOD HEALTH IS EQUALLY IMPORTANT AS EARNING WEALTH is the new mantra adopted by
“ADITYA BIRLA HEALTH INSURANCE”
Aditya Birla health insurance is a new venture from the
stable of Aditya Birla group of companies along with MMI holdings.
What is new? What is different than other health policies?
The difference, though being a health insurance company
involved in providing health insurance its main focus is on being active
,maintaining good health, being fit, so that the need to use health insurance
never arises or seldom arises, should it arise they are protecting you through
health insurance policy.
They believe in motivating their policy holders to get active
& maintain good health, this is one of the unique features of their
policies, as most of the health insurance policies available give no claim
bonus or no claim discount in event of no claim during the policy period here one gets Health rewards for being
healthy & maintaining good health over & above the no claim bonus. Well this is just one feature let’s
read ahead to know more on their health plans…………
Offering Health
rewards for maintaining good health up to 30%* of premium
should you maintain good health & being active for example walking,going to the gym thereby giving a healthy heart score as per norms specified you could get a discount of upto 30% of your premium.(Kindly refer policy T & C).
Asthma, Blood Pressure, cholesterol, Diabetes, offers
coverage under chronic management program from day 1 and in patient coverage
from 91st day subject to policy terms and conditions.
Benefit of Room Choice :-
Any Room, Single Private Room,
Shared Room Accommodation it helps you save your money depending on the room
category opted for during hospitalization for details (kindly refer the policy
document)
Pre Hospitalization expenses: 60 days.
Post Hospitalization expenses : 180
days.
Day care treatments: 527 procedures.
Cumulative Bonus: 20% per annum on
the sum insured in case of no claim. Maximum up to 100 %.
Reload: Offers Reload of Sum Insured
of 100% .
Whats our view on this
plan/policy ?
Aditya Birla is a brand in
itself, though being a new entrant in providing health insurance, it is
motivating its policy holders by providing discounts on being healthy which in
itself a very good move
Secondly in this plan the
no claim bonus is 20% which is higher than regular plans further it doesn’t tend
to go zero in case of claim.
Thirdly this plans Covers Chronic Ailments like Asthma, Blood Pressure, Cholesterol,
and Diabetes which in itself is a feather in the cap. Offering chronic
management program from 1 day and inpatient hospitalization from 91st
day.
This policy is overall good, but it is a must to read the terms and conditions of the policy before subscriptions.
TO KNOW MORE KINDLY WRITE IN AT
planmyinsurance@gmail.com
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