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ACTIVE ASSURE DIAMOND


ANOTHER HEALTH INSURANCE PLAN IN THE OFFERING FROM
ADITYA BIRLA HEALTH INSURANCE COMPANY LIMITED.
ACTIVE ASSURE DIAMOND
CONTINUING THEIR MOTTO OF WELLNESS AND GOOD HEALTH
carrying over their Uniqueness of motivating their policy holders to get active & maintain good health, thereby earning Health rewards Through Health Returns of Up to 30% of Premium*for being healthy & maintaining good health. Apart from the no claim bonus /discount in event of no claim during the policy period as given by most of the health insurance policies available.
************************** FEATURES *****************************
Wide Range of Sum Insured: from Two Lakh to Two Crore. 

Room Choice:-Single Private A/C room for a Sum Insured of Rs. 5 Lakhs & above, for Sum Insured Rs.15 Lakhs & above an upgrade to next category if the single private ac room isn’t available.

Reload: - Offers Reload of Sum Insured of 150% .

Pre Hospitalization expenses: - 30 days.
Post Hospitalization expenses:-60 days.

Day care treatments:-586 procedures.

Annual Health Check Program after the 1st year.

Value addition: - For those having the following chronic ailments Asthma, Blood Pressure, cholesterol, Diabetes, two coaching sessions will be available every policy year without additional premium for policyholders above 18 yrs where in Health coach shall be coaching the insured person on better lifestyle management to take care of such chronic conditions.

Second E Opinion On listed 15 Critical Illness without additional premium.

Domestic & International Emergency services available.

No Claim Bonus: - 10% per annum on the sum insured in case of no claim in the year maximum upto50%.

Optional Cover’s:- Some optional coverage’s available at a payment of additional premium.

No Claim Bonus Super: - Additional 50% of SI per annum, max upto 100% of Sum Insured.

Any Room Upgrade: - one can upgrade to any room if this optional premium is paid it is Available with sum insured 5 lakhs and above.

Unlimited Reload of SI 100% of SI (Unlimited times).

DISCOUNTS.....

Long Term Discounts for 2 & 3 Years premium paid in advance.
Family Discounts on Multi Individual Policy.

What’s our view on this plan/policy?

Aditya Birla is a brand in itself, though being a new entrant in providing health insurance; it is motivating its policy holders to be healthy by providing Rewards which in itself a very good move.

Secondly in this plan the Reload is of 150% which is higher than regular plans. Thereby providing a cushion of additional sum insured.

Thirdly this plan is giving Health Coach as a support to manage Chronic Ailments like Asthma, Blood Pressure, Cholesterol, and Diabetes which in itself is a feather in the cap.

Also Optional cover’s are worth having a look into.


*Kindly refer Policy T & C in regards to exclusions, waiting periods, etc before subscribing the policy.


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