Skip to main content

Since time unknown one has been reading and seeing captions…..
 “SMOKING KILLS”………
WHY ONE MAY ASK?????
Answer is it leads To Dreaded C A N C E R…..DISEASE.
Now a day’s SMOKING IS NOT THE ONLY CAUSE …
IT wouldn’t be wrong to state that C A N C E R…. can happen to ANYONE at ANYTIME Irrespective of the AGE OR GENDER.

This is one Disease, where in one is drained of one’s Mental, Physical & Financial strength.

INSURANCE THOUGH CAN’T REPLACE THE MENTAL & PHYSICAL STRENGTH BUT IT CAN BE OF FINANCIAL SUPPORT.

Of the many different policies available in the Market, let’s have a look at the One from

M/S. ADITYA BIRLA HEALTH INSURANCE.
“ C A N C E R         S E C U R E”

This plan is a fixed benefit plan/policy. What does it mean?
As the name suggest it would give a fixed benefit on occurrence of particular event.

Sum Insured is paid in LUMPSUM as it is a fixed Benefit Plan.

COVERAGE UPTO 150% OF SUM INSURED*.

OFFERS WIDE RANGE OF SUM INSURED: FROM Rs.5 Lakhs to 1 Crore.

COVERS EARLY, MAJOR, & ADVANCE STAGES of CANCER.

Age Eligibility: 18 to 65 years.
No Claim Bonus: 10 % per claim free year. Max 100%.
Tenure Available: 1, 2, 3 Years.
Eligibility for Sum Insured: 12 times earned income. Coverage can be taken for self, spouse, children.Subject to policy T & C.
What’s our view on this plan/policy?
Before taking a closing on various cancer plans available in the market keep this policy in comparison too.

Aditya Birla Health Insurance is offering to Cover up to 150% of the sum insured, thereby making it cost effective.

Lump sum payout offered as per policy terms & conditions.

Offering No Claim Bonus, this again is a feather in the cap.

Policy can be taken for 3 years at a time.

*Kindly Read the Policy Terms & conditions before Subscription.

Comments

Popular posts from this blog

New Revised Health Guard Plan From M/s. Bajaj Allianz General Insurance Co Ltd.

BAJAJ ALLIANZ GENERAL INSURANCE REVISES THEIR HEALTH POLICY A s stated earlier in my earlier post there are changes happening in the health insurance sector…. Keeping in tune with the same Bajaj Allianz has revised their Health insurance plan known as Health Guard. Kya Naya Hai you may ask ???? Major details given below are of the Gold Plan. Sum insured Options upto Rs. 50,00,000 Lakhs. Two Plans Silver & Gold Zone wise premiums A zone & B zone. Mumbai falls in A Zone. Silver Plan with sum insured below Rs. 150000  & Rs.200000 with sub limits,restrictions refer policy document. Gold Plan with Sum Insured from Rs.300000 to Rs. 50,00,000 Sum Insured  Sum insured Reinstatement Benefit for the same Illness. One of exclusive type in health insurance.(payable once for cancer* & kidney failure*) for details refer policy document. Pre Existing Diseases waiting period Reduced to 36 months instead of 48 months earlier Cataract Cover incr...

HOSPITAL CASH POLICY

HOSPITAL CASH PLAN In event of hospitalization this plan helps you cover up additional hospitalization expenses like attendant food & accommodation which are not covered under the standard Mediclaim /health plan. Under this plan you are paid Daily Cash Component for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 90/180 days per policy year, depending on the plan taken . The Benefit is DOUBLED in case of I C U admission for each continuous and completed period of 24 hours of hospitalization due to Sickness or Accident. Maximum up to 15 days per policy year. NO MEDICAL TEST NEEDED BENEFITS: - One can take this policy along with or over and above the existing mediclaim/health policy. The CONITION OF SUB LIMIT ON ROOM RENT DOESN’T APPLY. It is paid irrespective of the ROOM RENT PAID. Premium paid under this plan is eligible for 80 D benefit . ILLUSTRATION TYPE OF ADMISSION PER DAY ...
As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da...