Manoj Gehi View On General Insurance &amp Personal Finance.

A PLAN EXCLUSIVELY FOR THOSE WITH TYPE 2 DIABETES & HYPERTENSION. This policy is exclusively designed for those individuals with Type 2 Diabetes Mellitus, Impaired Fasting Glucose (IFG), Impaired Glucose Tolerance (IGT) and/or Hypertension. It is a unique plan that offers Day 1 coverage for all hospitalization arising out of Diabetes and Hypertension (with no waiting period) . This policy also offers Wellness management program for individuals the plan is a combined package providing coverage for Inpatient hospitalization expenses along with wellness program & health rewards that help you monitor your health. The plan offers coverage on individual sum insured basis . The plan has 2 Variants Gold (cost of wellness test included) & Silver ( Cost of wellness test excluded), both available with/ without co-payment option of 20%. Plan Benefits Comprehensive health coverage ·       Day 1 coverage for all hospitalisation arising out o...

You Secure your Cell Phone with tempered Glass, Cover’s etc. You secure your Car’s & Bikes by insuring them. You Secure your Life through Insuring our Lives WHAT YOU FAIL TO INSURE IS YOUR MOST  PRESTIGOUS ASSET WHERE YOU STAY…………… YOUR SWEET HOME Now you can insure you most prestigious asset your SWEETHOME through a home insurance which gives you a most comprehensive coverage for your home. Who can insure? Any person who is a legal owner of his/ her apartment can insure. What is the maximum age of the Apartment one can insure? An apartment not more than 30 years old can be insured under this plan. What is the scope of cover? You can insure the apartment and its contents, Jewelery, Paintings. Against fire, flood, earthquake, terrorism, and burglary, & all other risk as mentioned in the policy document. The features of this policy are You can now insure your apartment on AGREED VALUE BASIS . (That is the value either ...

You Think Health Insurance Provided by Your Employer is enough???? Think Again. Nilesh was extremely happy. Apart from getting a hefty salary, his employer was also providing health insurance. So when his financial advisor suggested that he take health insurance for himself and his family, he refused to pay any heed to the advice. Unfortunately, a few months after, his father was rushed to the hospital due to a stroke. He then realized that the health insurance plan offered by his employer did not cover his parents. The treatment cost was huge and it had burnt a huge hole in his pocket. A corporate health insurance plan is meant to protect the employee from the burgeoning medical costs. In most organizations it is mandatory for employees to opt for this, and a certain amount of money is deducted from the salary towards this policy. The benefits of this policy can be availed when the employee or any of the covered family members are hospitalized. Although your employer pro...

http://epaperbeta.timesofindia.com/Gallery.aspx?id=07_07_2015_004_005_001&type=P&artUrl=HEALTH-OF-HEALTHCARE-07072015004005&eid=31804

Home Insurance On Agreed Value. Now you can insure your most valuable Asset, Your Home on Agreed Value Basis. One can insure the asset against Fire, Flood, Earthquake, Burglary, and Damage to electronic items, Portable Equipments (T&C apply), Jewelery, Painting & Curios. The coverage can be taken for up to 3 years, further one can take coverage only for apartment or only for contents or for both. The policy offers options to cover the apartment on indemnity basis & re instatement value basis for further clarifications read the policy terms & conditions.   Once the company pays for the market value, it takes over all the rights over the property through subrogation - a legal claim which entitles the insurer to obtain any recovery on behalf of the claimant. Even if the owners decide to go for redevelopment, the insured can claim redevelopment costs and rentals for an alternate accommodation during the construction period. For a sum insured of R...

Insure against disability too, not merely death Rising number of accidents makes it essential to have a personal accident cover, even if you have term life insurance What PA covers A PA policy covers death, permanent total and partial disability, temporary total and partial disability, broken bones, burns and ambulance costs. In a disability, a certain percentage of the sum assured, depending on the extent. For instance, the compensation will depend on whether there is loss of one limb or both, one eye or two eyes, and so on. There are add-on benefits such as repatriation of mortal remains, bonus for children's education, per-day benefits in case of hospitalisation due to accident, weekly compensation in case of loss of job of the earning member and so on. There are floater plans that can be taken to include the entire family under a single policy, Mathur says. Excluded However, certain varieties of deaths and accidents can be denied under a PA. For instance, de...

HOME INSURANCE There is no place like 'Home,' it's our most valued possession and our heaven on earth. Few things in life matter as much to us, as our home does. We spend a fortune to buy it; After all, it's the heart of our family, our possessions, our priceless investment and our memories. But often our heaven is insecure with various risks and contingencies. Only a few people realize this and have Secured their Most Valued Possession HOME, Ek Mahal Apna !!!! Now more on Home Insurance ………. Who can buy this insurance? Any Owner Occupant of a Flat / Apartment / Independent Building which is less than 30 Years Old and which is not of Kutcha Construction can purchase this insurance policy for his “Building and / or Contents and Jewellery & Valuables, Works of Art, Curios andPaintings”. Further Any Tenant and other Non-Owners of Residential Structure can insure the “Contents and Jewellery & Valuables, Works of Art, Curios and Paintings” in ...