Manoj Gehi View On General Insurance &amp Personal Finance.

As long as Life Goes on Smoothly No One pays attention to it. But what if CANCER hits UNEXPECTEDLY??? Not only does it affect physically & mentally but also IMPACTS one’s finances. One can With COURAGE & WILL POWER FIGHT BACK PHYSICALLY & MENTALLY, WHAT ABOUT THE FINANCES? BE READY TO FIGHT BACK FINANCIALLY IN CASE OF CANCER. Let’s see what APOLLO MUNICH HEALTH INSURANCE CANCER PLAN has on offer. ABOUT THE PLAN: It has two variants… ESSENTIAL & ENHANCED. AGE AT ENTRY : - 5 TO 65 Years. SUM INSURED : - Rs. 5,00,000 TO Rs.50,00,000 ABOUT ESSENTIAL / STANDARD PLAN….. Coverage of medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer. • Conventional treatment • Chemotherapy • Radiotherapy • Organ transplantation, as part of Cancer treatment • Surgeries for excision of cancerous tissue or removal of organs/ tissues(Onco-surgery) • Pre- hospitalization expenses incurred in the 30 da

Since time unknown one has been reading and seeing captions…..   “SMOKING KILLS”……… WHY ONE MAY ASK????? Answer is it leads To Dreaded C A N C E R…..DISEASE. Now a day’s SMOKING IS NOT THE ONLY CAUSE … IT wouldn’t be wrong to state that C A N C E R…. can happen to ANYONE at ANYTIME Irrespective of the AGE OR GENDER. This is one Disease, where in one is drained of one’s Mental, Physical & Financial strength. INSURANCE THOUGH CAN’T REPLACE THE MENTAL & PHYSICAL STRENGTH BUT IT CAN BE OF FINANCIAL SUPPORT. Of the many different policies available in the Market, let’s have a look at the One from M/S. ADITYA BIRLA HEALTH INSURANCE. “ C A N C E R          S E C U R E” This plan is a fixed benefit plan/policy. What does it mean? As the name suggest it would give a fixed benefit on occurrence of particular event. Sum Insured is paid in LUMPSUM as it is a fixed Benefit Plan . COVERAGE UPTO 150% OF SUM INSURED*. OFFERS WIDE RANGE OF SUM IN

ANOTHER HEALTH INSURANCE PLAN IN THE OFFERING FROM ADITYA BIRLA HEALTH INSURANCE COMPANY LIMITED. ACTIVE ASSURE DIAMOND CONTINUING THEIR MOTTO OF WELLNESS AND GOOD HEALTH carrying over their Uniqueness of motivating their policy holders to get active & maintain good health, thereby earning Health rewards Through Health Returns of Up to 30% of Premium*for being healthy & maintaining good health. Apart from the no claim bonus /discount in event of no claim during the policy period as given by most of the health insurance policies available. ************************** FEATURES ***************************** Wide Range of Sum Insured : from Two Lakh to Two Crore.  Room Choice :- Single Private A/C room for a Sum Insured of Rs. 5 Lakhs & above, for Sum Insured Rs.15 Lakhs & above an upgrade to next category if the single private ac room isn’t available. Reload : - Offers Reload of Sum Insured of 150% . Pre Hospitalization expenses : - 30 days.

As there are many health insurance options available for families & individuals FOCUS ON GOOD HEALTH IS EQUALLY IMPORTANT AS EARNING WEALTH is the new mantra adopted by   “ADITYA BIRLA HEALTH INSURANCE” Aditya Birla health insurance is a new venture from the stable of Aditya Birla group of companies along with MMI holdings. What is new? What is different than other health policies? The difference, though being a health insurance company involved in providing health insurance its main focus is on being active ,maintaining good health, being fit, so that the need to use health insurance never arises or seldom arises, should it arise they are protecting you through health insurance policy . They believe in motivating their policy holders to get active & maintain good health, this is one of the unique features of their policies, as most of the health insurance policies available give no claim bonus or no claim discount in event of no claim during the policy period h

BAJAJ ALLIANZ EXTRA CARE PLUS In times of rising medical cost, It is important to consider the fact that with rising inflation the existing health insurance cover may not be adequate, at the same time buying a large insurance cover may not be affordable Now a solution where in  one can enhance the sum insured and add extra protection to one’s existing health plan, with Extra Care plus Policy which provides an additional cover to your existing health insurance cover and provides wider health protection for you and your family. This policy is a perfect fit for a wider health insurance cover to take care of the rising health care expenses . THE SPECIAL FEATURES OF EXTRA CARE PLUS POLICY • Floater policy for proposer/ spouse/ dependent children/dependent parents (dependent parents under same policy) • Entry age 91 days to 80 years • Wide range of sum insured and aggregate deductible options • No pre-policy medical tests up to 55 years of age (subject to terms & condit