Manoj Gehi View On General Insurance &amp Personal Finance.

OFFICE PACKAGE INSURANCE. THE TOTAL PACKAGE SOLUTION’S FOR YOUR OFFICE. In Order to safeguard your business interest from the place you work in it is advisable to have an Office Package Insurance. Coverage at a glance. ¨        Standard Fire & Allied Perils :- One can insure society buildings / property against damage due to Fire , Lighting, Explosion/ Implosion, Aircraft damage, Riot, Strike Malicious damage, Impact damage, Bursting of Overhead water tanks & Missile testing operations. ¨       Add On Covers :- Earthquake, Terrorism, Storm, Flood, and Tempest, Inundation can be covered by paying additional premium. ¨       Some Common Covers Available Under This Package :- 1.      Burglary : - Covers all contents covered under standard fire and allied perils section against buglary / housebreaking / theft following violent & forcible entry or exit fro...

BUILDING'S INSURANCE FOR  SOCIETIES . We all live in a society comprising of various residential units / flats. Being a co-operative housing society there are various risk involved as such getting protected should be of foremost importance. Therefore the law has made it mandatory under BYE LAWS OF THE CO-OPERATIVE HOUSING SOCITEY,  MAHARASHTRA   STATE  U/s. XVII / 161 STATES “ THE SOCIETY SHALL INSURE IT’S BUILDING/BUILDING’S NECESSARILY AGAINST RISK OF FIRE & EARTHQUAKE”. Coverage at a glance. ¨        Standard Fire & Allied Perils  :-  One can insure society buildings / property against damage due to Fire , Lighting, Explosion/ Implosion, Aircraft damage, Riot, Strike Malicious damage, Impact damage, Bursting of Overhead water tanks & Missile testing operations. ¨        Add On Covers  :- Earthquake, Terrorism, Storm, Flood, Tempest & Inundation can be covered by paying ad...

OVERSEAS TRAVEL POLICY . Whilst travelling abroad, looking to the exorbitant cost of treatments abroad Indian Insurance Companies are securing you through Overseas Travel Policy. We need to be insured for against any Accidental, Medical calamity which may arise. Type Of Plans Including U.S.A & CANADA ,   EXCLUDING U.S.A & CANADA. Business & Holiday.  Students.  Corporate Frequent Traveller’s. /Multi Trip. Coverage : - Coverage is in U. S $, Ranges from $ 50,000 to $ 5,00,000. Validity : - Maximum tenure you can be insured for is 180 days. Scope Of Cover Some Common Sections. ¨       Medical Expenses :- It mainly covers Medical expenses incurred abroad by insured person’s as a result of bodily injuries caused or sickness or diseases. ¨       Emergency Medical Evacuation. ¨       Repatriation of Remains. ¨       Loss of C...

Most of us have an existing Mediclaim / Health cover ... but due to inflationary trends we feel to increase the same. This could be done by either enhancing the existing mediclaim cover which would lead to increase in premium. The Other EASY ON YOUR POCKET ALTERNATIVE would be ... TOP UP YOUR EXISTING MEDICLAIM / HEALTH COVER. You may ask how ?????????????????? Now a Days many health insurance co's are offering you a Top Up Plan or better known as The High Deductible Plan, which is a cheaper alternative to your regular health plan / mediclaim. In this plan the Health Insurance Company Cover's your Hospitalization Expenses over and above your existing mediclaim / health cover. For Example :- You have a Mediclaim Policy of Sum Insured Rs. 3,00,000/- now you wish to enhance your coverage in regards to the same. So it is advisable to subscribe for A High Deductible Plan, where in Hospitalization expenses Over and Above Rs. 3,00,000 will be paid. That means the policy wi...

ACCIDENT CAN HAPPEN AT ANY PLACE DURING ANY TIME. Accident may lead too...... DISABILITIES Temporary Partial Disability. Permanent Partial Disability. Permanent Total Disablity. Loss of Limbs. Death. An Accident Can .............. Make YOU Incapacitated. Make YOU Suffer Income Loss. MakeYour Medical Expenses Rise. Put YOU IN SEVERE DEBT. COVERAGE UNDER THE POLICY. World Wide Coverage 24 x 7. Gives You Weekly Benefits upto Rs. 5000/-week, max 100 weeks (in case of temporary total disablement). Family can be covered under one policy Medical Expenses can be covered up to a certain extent. TO KNOW MORE WRITE IN  planmyinsurance@gmail.com

In the world of uncertainties & stressful life you could contract a life threatening  disease. A critical illness plan keeps you financially protected if you contract  critical illness. SOME CRITICAL ILLNESS COVERED CANCER CORONARY BYPASS FIRST HEART ATTACK KIDNEY FAILURE STROKE Advantages of Critical Illness cover ¨       No Hospitalization is necessary so as to get the benefit amount, it is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis. ¨       The insured receives the amount as lump sum so that he can plan the treatment accordingly. ¨       Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover. should you need to know more on this write in to m...

We as car owner’s own different types of cars from small to big segment, we insure our car’s either through the dealer or our agent. We have never had the time to go through the car insurance policy is correctly done or not. We only go through the policy when a claim arises by the time its too late. This blog will help your good selves to know more on Car Insurance. We all know that getting our Car Insured is mandatory according to Motor Vehicle Act. The car policy is of two types one is package/comprehensive one is liability cover. The liability cover is mandatory according to the motor vehicle act. Since most of our cars are of Mid or High Segment it is ideal to go in for a package cover. One can get following additional cover’s at an additional premium. ¨       Extra Electrical & non electrical accessories. ¨       Cng or Lpg kit. ¨       Personal accident cover for unnamed ...